Empowering investors through
SME Financing Malaysia
Traditional FDs give you 3% p.a., our investors get up to 18% p.a.
Licensed and regulated by Securities Commission Malaysia
SME Funding-i Profile & Background
SME Funding-i is operated by DBS Solutions (M) Sdn Bhd, a Recognised Market Operator (RMO) Islamic Peer-to-Peer (P2P) Platform approved by the Securities Commission Malaysia, offering a financing platform designed to connect investors with growing Malaysian SMEs.
Check More About UsBuilt by bankers, powered by data, and driven by innovation
SME Funding-i empowers investors and entrepreneurs through ethical fintech solutions.
Why We're Different
Seasoned SME Banking Expertise
Led by former Executive and Senior Vice Presidents (EVP/SVP) from Malaysia's top banks with 70+ years of collective experience in SME lending.
Proven Track Record
Successfully structured and managed SME financing portfolios exceeding RM10 billion in total disbursements.
Banking-Grade Governance
Upholds strong credit discipline and risk management principles drawn from decades in regulated banking environments.
Fintech Agility
Combines traditional banking rigor with data-driven, fast, and transparent fintech processes to empower investors and SMEs alike.
We know what it takes to grow and support SMEs — because we've done it, thousands of times.
Built by Bankers, Powered by Data
We've walked the SME journey — from risk scoring to disbursement, restructuring to growth. Our platform brings together:
The discipline of banking
Rigorous credit assessment and risk management protocols
The speed of fintech
Digital-first processes and automated workflows
The heart of real SME champions
Deep understanding of SME challenges and opportunities
The Future of Funding —
Explained Simply
Whether you're running a retail shop in Seremban or launching a food brand in Ipoh Perak, we help you get funded based on who you are and what you're building.
Our Core Values
We empower businesses with trusted SME Financing solutions rooted in Shariah principles — built on ethics, innovation, and community growth.
Shariah Compliance
Our framework upholds transparency, fairness, and ethical conduct in every transaction. All processes strictly follow Shariah governance standards under the supervision of a dedicated Shariah Advisor and approved by the Securities Commission Malaysia.
Integrity & Ethics
Our SME Financing platform upholds transparency, fairness, and accountability, ensuring equal opportunities and long-term trust.
Innovation & Security
We integrate advanced fintech solutions to deliver fast, secure, and seamless funding experiences for both SMEs and investors.
Education & Awareness
We believe knowledge drives progress. We educate SMEs and investors on Shariah-compliant, ethical financing. Through financial literacy, we empower informed decisions.
Community Cohesion
We build a strong, inclusive network that promotes shared prosperity — supporting businesses, creating jobs, and driving ethical growth.
Meet Our Founders and Directors
- 40+ years of banking experience in senior roles including EVP–Head of SME Banking and Retail Distribution.
- Served in United Asian Bank, Bank of Commerce, CIMB, and AmBank, leading key business and credit functions.
- Certified Credit Professional (CCP) with approval limits up to RM100 million.
- 25+ years in Retail and SME Banking with senior roles at Standard Chartered, CIMB, and AmBank.
- Expert in product development, credit processes, financial strategy, and sales management.
- Key driver in building SME divisions across two leading banks.
- 15+ years in SME and Retail Banking across local and international banks.
- Specialises in sales management, SME enablement, digital lending, and credit lifecycle management.
- Led nationwide SME-Ready Branch rollout, boosting acquisition, speed, and credit governance.
Check Out Our Partners
IT Partners
Credit Bureau and Trustee Partner
Islamic Commodity Trading Platform (BSAS)
Debt-Recovery Partner
Legal Partners
Shariah Advisor
